![](https://i0.wp.com/mommasmoneymatters.com/wp-content/uploads/2015/12/unexamined-life.png?resize=150%2C150&ssl=1)
It is the last weekend before the world falls into the winter (in the northern hemisphere) celebration. Once it is complete next weekend, we enter a period of deep reflection for most at the close of the year. Grab a cuppa and snuggle into a rocker. It is crisp, but not too cold. Let’s talk.